7 Reasons Why Retiring in Virginia is a Great Choice

Retirees deliberating a destination tend to consider only the most well-known retirement states, places like Florida and Arizona. But there are some retirement gems among the Mid-Atlantic states, too, including Virginia. Need convincing? Consider these seven reasons to retire in Virginia.

Virginia is tax-friendly for retirees

An important part of your retirement decision will be taxed. They can sneak up on you quickly, and it’s a good idea to be prepared if you’ll be living on a fixed income. Fortunately, Virginia has some of the lowest overall tax rates in the nation, which makes it very attractive to retirees.

In Virginia, all Social Security income is exempt from income tax, as is earned income that totals less than $12,000 per year. The average property tax rate is under 1%, and the maximum possible sales tax is 6%. Taxes on groceries come in at 2.5%. Meanwhile, prescription drugs, as well as most over-the-counter drugs, are tax-exempt. Taken all together, that makes Virginia a great place to retire as far as taxes are concerned.

view of Washington Monument from Virginia

The Lincoln Memorial and Washington Monument in D.C. as seen from Northern Virginia.

Virginia has communities for every income level

The average cost of living in Virginia is 9.4% above the national average. That might sound scary at first, but some cities have higher costs than others. For instance, though it’s a popular retirement city, Williamsburg has a cost of living that is 31.6% above the national average. You’ll find lower costs nearby if you consider retiring in Virginia Beach or Norfolk.

If you’re interested in retiring in the Washington, D.C area, know that Northern Virginia, outside Washington, also tends to be expensive. That’s especially true in suburbs close to the nation’s capital such as Alexandria and Arlington. But you’ll find less expensive small cities farther from Washington (Fredericksburg and Woodbridge, for instance), in areas around Richmond and Roanoke, and in the lovely Shenandoah Valley.

Crime rates are low in Virginia

When it comes to public safety, Virginia knows exactly what it’s doing. The Old Dominion has maintained one of the lowest crime rates in the U.S. for many years. In fact, Virginia has the third lowest violent crime rate in the nation, as well as the fifth lowest overall crime rate. In addition, only 8% of crime in Virginia is violent crime. That compares with 12% average nationally.

Blue Ridge Mountains

The Blue Ridge Mountains in Virginia.

Virginia blends city and country lifestyles

In Virginia, you’re never far from the city buzz or country leisure; both experiences are an important part of living in the commonwealth. You can have a great time living in Richmond, an urban city with a population of 223,000, and decide to take a day trip to the Blue Ridge Mountains, a gorgeous portion of the Appalachian Mountains in Virginia.

Virginia offers a wealth of history

Virginia was founded in 1607 and was one of the original 13 United States colonies. This beautiful state is an undeniable part of U.S. history. Historic landmarks include the Jamestowne colony, Revolutionary Yorktown, Thomas Jefferson’s Monticello, and Civil War sites such as Appomattox Court House. History buffs and their visiting grandchildren won’t run out of places to visit and explore in Virginia.

Virginians enjoy countless festivals

Virginia has all kinds of festivals year-round, making it easy to experience something new and exciting every week. The Shenandoah Apple Blossom Festival runs in April, with widely loved events that draw hundreds of thousands of people. July marks the annual Chincoteague Pony Swim, a nearly 100-year-old tradition that corresponds with a Fireman Carnival for some good old-fashioned fair fun. In September, head to Hampton for Bay Days, featuring fireworks, beer tasting, and a car show.

Medical care is easy to access in Virginia

Despite Virginia’s smaller size, the state boasts 89 hospitals, making it a great place for continuing medical care. You’ll find geriatrics and gerontology centers in Blacksburg, Richmond, and Norfolk. If you’re a military retiree, the Department of Veterans Affairs has medical centers in Hampton, Richmond, and Salem. Statewide in Virginia, there are 127 primary care physicians per 10,000 residents, a higher rate than the national average.  Clearly, Virginia can be a great state for staying healthy as you age.


Retire in Virginia and hit the trails!

Are you ready to retire in Virginia? Explore Retirement Communities in Virginia on After55.com.

Blog Source: After55 | 7 Reasons to Retire in Virginia, from History to Health Care


I’m Joseph, and I started this blog as a way to share ideas with others. I wanted to create a space where people could share their thoughts and feelings, and where we could all have a good laugh. Since then, the blog has grown into something much larger than I ever imagined. We have posts on everything from humorous essays to comics to interviews. And our weekly columns cover sports, video games, college life, and software.
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